Car accidents are stressful and disorienting, not to mention the actual damage you will be handling. The situation gains a new angle of stressfulness when the car is a rental. Understanding who is liable and how to pursue compensation in such a situation can be complicated, which is why you need a competent auto accident lawyer. Here are a few things to understand about responsibility in rental car accident cases.
Most accidents involving rental vehicles happen when people are on vacation. It is advisable to update your insurance information before the trip. If not, check what products the car rental company has. Some of their products include loss damage waivers, personal accident insurance, and coverage for personal effects. Ensure that the driver who ferries you around town is insured if you use one.
Reacting to the Accident
You should follow some steps for an easy resolution following an accident. Start by ensuring everyone is safe and get the vehicle off the road. Call the authorities immediately after you get everyone to safety. Also, you can contact medical professionals if someone has gotten injured in the accident. Collect the names of everyone involved in the accident and take photos if possible. Finally, notify your insurer about the accident.
Why Liability Matters
After getting involved in a rental car accident, you might need to file a claim with the responsible insurance companies. These include the insurer in charge of the rental vehicles and the one that insures your cars. If another motorist was at fault, you might also have to pursue their insurer for a settlement. An experienced lawyer will help you figure out all the parties you should hold accountable for the accident. They will also draft the notices and determine the paperwork that needs filling.
Available Insurance Options for Rental Car Insurance Claims
The available insurance options will vary depending on the circumstances that led to the accident. It also depends on your insurance policy. Some policies allow users to insure themselves against rental car accidents. If your policy allows, you will not struggle with rental vehicle management to handle the bills following the accident. Your insurer could also cover the accident if you live in a no-fault state. The car accident lawyer can help you look into all these options and determine what will work.
These are simple guidelines to help you handle vehicle accidents involving rentals. It is best to hire a car accident lawyer to help you manage rental car care without a hitch.
For more information, contact car accident lawyers near you.